- Juris Doctor awarded by Baylor University School of Law, 1978.
- B.S. in Business Administration awarded by Trinity University, San Antonio, TX, 1975.
- B.A. in Environmental Studies awarded by Trinity University, San Antonio, TX, 1975.
Engaged in the practice of law in Houston, Texas since 1978, concentrating on banking, commerical, corporate, employment, insurance and real estate law.
Experience includes seven years as in-house counsel for First City-Texas, N.A. and for Bank One, Texas, N.A. involving negotiation and preparation of loan agreements, notes, security agreements, extensions and modifications, loan participations, letters of credit, agreements to purchase indirect loans, interest rate swaps, caps and collars.
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